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Soft Search Finance 9.9% APR Representative. Open 7 Days

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Car Finance Manchester

Start Your Finance Journey Today

Seen a car you like or just exploring your options?

Start with a soft search and take the next step at your own pace.

Compare Running Costs Before You Decide

Choosing the right car isn't just about monthly payments - running costs matter too.

You can compare petrol, diesel and electric running costs using our tool here: https://www.woodsoncars.co.uk/ev-cost-comparison.php

This helps you make a more informed decision before committing.

Start with a Soft Search - Without Affecting Your Credit Score

Looking to spread the cost of your next car? At Woodson Cars, you can begin with a soft search to see what finance options may be available - before committing to a full application.

Browse our vehicles, check your eligibility, and take things at your own pace.

View Used Cars

Finance is subject to status and affordability. Applicants must be 18 or over. Terms and conditions apply.

HOW IT WORKS

How Our Car Finance Process Works

1. Choose Your Car Browse our latest stock online or speak to our team about what suits your needs and budget.

2. Check Eligibility (Soft Search) Start with a soft search to see what finance options may be available to you without affecting your credit score.

3. Review Your Options If finance is available, we'll explain everything clearly so you can decide what works for you.

WHY USE FINANCE

Why Customers Choose Car Finance

  • Spread the cost Pay monthly rather than paying the full amount upfront.
  • Soft search available Start with an eligibility check before moving to a full application.
  • Simple, clear process We explain everything in straightforward terms - no pressure.
  • Wide choice of vehicles. Choose from family cars, SUVs, hybrids and more.

Car Finance FAQs

Can I check my eligibility without affecting my credit score?

Yes, we offer a soft search option so you can see what may be available before any full application is made.

Can I finance a used car?

Yes, many used vehicles are available with finance options, subject to lender criteria.

Do I need a deposit?

Some agreements may be available with no deposit, while others may benefit from one. This depends on your circumstances.

Can I apply if I have had credit issues before?

You may still have options available. Acceptance is not guaranteed and depends on status and affordability.

How long can car finance run for?

Finance terms vary depending on the vehicle and lender. We can talk you through the options available.



Browse Vehicles Available With Finance

View our latest stock here: https://www.woodsoncars.co.uk/used-cars

We regularly stock:

  • Family cars
  • SUVs
  • Hybrid and electric vehicles
  • Low running cost options

Representative Finance Example

Borrowing example for illustration purposes only.

  • Cash price: £14,995
  • Customer deposit: £1,500
  • Total amount of credit: £13,495
  • 60 monthly payments: £286.43
  • Total amount payable: £18,685.80
  • Duration of agreement: 60 months
  • Fixed rate of interest: 5.13% p.a.
  • Representative APR: 9.9% APR

Representative example only. Finance options and monthly payments will vary depending on lender, vehicle, deposit, term, status and affordability.

Why Choose Woodson Cars?

At Woodson Cars, we focus on making the car buying experience clear and straightforward.

  • Carefully selected used vehicles
  • Transparent process
  • Support online, by phone or via WhatsApp
  • No pressure approach

Finance Disclosure

Woodson Cars is authorised and regulated for consumer credit activities where applicable.

Finance is subject to status and affordability. Terms and conditions apply. Written quotations are available on request. Applicants must be 18 or over. Guarantees may be required. The rate offered will depend on your personal circumstances.